The transaction is quite simple. The cash register passes the "Totals" information to the CD46. The CD46 then collects additional information from the pinpad. All this information is formatted to the bank's protocol. Using the built-in 1200 bit/s modem, the CD46 then calls the host bank for authorization of the transaction. The receipt information is then sent to the cash register for printing and the approval message is sent to the pinpad.

The CD46 is designed to be programmed in "C". Wann can provide the "C"-callable libraries and tools necessary for the quick development of interfaces to a variety of pinpads, cash registers and bank hosts. Wann can also program the CD46 to meet you're needs.

One of the main advantages of the CD46 is its remote downloading capability and diagnostics ability. If code changes arise, there is no need to remove the unit. Instead, a simple call to the CD46 will allow the downloading of a new application. The CD46 can also hold diagnostic information that you may wish to collect. Periodically it can be called to collect this information, or conversely, it can be programmed to call you.

The CD46 allows for total control over the functions to be programmed. For example, you may even store a negative card number file, and upon seeing a lost or stolen card number, the CD46 can be instructed to call a security number. Primarily the CD46 offers a low-cost solution to retailers with one or two cash registers. Aside from the CD46, a bank-approved pinpad and simple interface software on the cash register are the only requirements for a cost-effective debit/credit solution.

The end result is that smaller merchants gain a competitive edge allowing them to successfully compete within the debit/credit market. Potential clients include: convenience stores, jewelry stores and clothing stores.